18. An estimate by the consumer of how much money he or she has available to spend on nonessentials is known as
A. objective discretionary income (ODI).
B. adjusted gross income (AGI).
C. adjusted discretionary income (ADI).
D. subjective discretionary income (SDI).
E. subjective gross income (SGI).
19. The Martins’ household income is $123,000 per year. However, this family estimates that they have $45,000
available to spend on nonessentials such as vacations and entertainment. The $45,000 represents the Martins’
A. objective discretionary income (ODI).
B. adjusted gross income (AGI).
C. adjusted discretionary income (ADI).
D. subjective discretionary income (SDI).
E. subjective gross income (SGI).
20. Which of the following statements regarding age is true?
A. Proper age positioning is critical for many products.
B. Age affects a consumer’s self-concept and lifestyle.
C. Our age shapes the media we use.
D. Analyzing age cohort groups or generations often provides more meaningful segments and marketing strategies
than merely looking at census age groups.
E. All of these choices are correct.