978-1259723223 Test Bank TBChap024 Part 6

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A. hospitals now receive a fixed payment for treating each patient.

B.

the average length of a hospital stay has increased.

C. more patients are treated on an outpatient basis.

D. hospitals now have an incentive to restrict the amount of resources used for patients.

224. Supporters of setting a cap on medical malpractice (or “pain and suffering“) awards

do not argue which of the following?

225. The Patient Protection and Affordable Care Act (PPACA) was signed into law by

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Care Act and the major changes that it institutes.

Test Bank: II

To pic: The Patient Protection and Affordable Care Act

226. The Patient Protection and Affordable Care Act (PPACA) of 2010 is more commonly

known as

227. Proponents of the Patient Protection and Affordable Care Act (PPACA) had one major

goal, which is

228. Which of the following is not an element of the Patient Protection and Affordable Care

Act (PPACA)?

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on those that they insure.

C. All firms with 50 or more employees are required to purchase insurance for their

workers or pay a fine

D. Individuals who are not covered by either government- or employer-provided insurance

are required to purchase health insurance for themselves and their dependents

229. The Patient Protection and Affordable Care Act (PPACA) attempts to provide health–

insurance coverage to low-income people through the following methods, except

230. The Patient Protection and Affordable Care Act (PPACA) includes the establishment

of “insurance exchanges” in each state, the purpose of which is to

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Blooms: Understand

Di f f i c u l t y : 02 Medium

Learning Objective: 24–06 Summarize the goals of the Patient Protection and Affordable

Care Act and the major changes that it institutes.

Test Bank: II

To pic: The Patient Protection and Affordable Care Act

231. In order to help pay for the costs of extending health insurance to previously uninsured

people, the PPACA imposes new taxes, including the following, except

232. Major criticisms against the Patient Protection and Affordable Care Act (PPACA) do

not include which of the following arguments?

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Test Bank: II

To pic: The Patient Protection and Affordable Care Act

233. By early 2016, after PPACA had been in effect for two years, one major problem that

became apparent was that

234. After two years of being in effect by early 2016, one apparent implementation

problem that the PPACA faced was that

235. Singapore’s health care system is identified by critics of the PPACA as one good

alternative system to study and emulate. Singapore does not have which of the following

characteristics?

236. Singapore’s health care system includes the following major elements, except

237. The experiences of Singapore, Whole Foods Markets, and the State of Indiana all

point to one major factor that could reduce, if not eliminate, overconsumption of health

care. And that is

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AACSB: Knowledge Application

A c c e s s i b i l i t y : Keyboard Navigation

Blooms: Understand

Di f f i c u l t y : 02 Medium

Learning Objective: 24–06 Summarize the goals of the Patient Protection and Affordable

Care Act and the major changes that it institutes.

Test Bank: II

To pic: The Patient Protection and Affordable Care Act

True / False Questions

238. The health care industry includes the manufacture and sale of low-fat food.

239. Most industrialized countries emphasize private health insurance paid by employers,

to provide coverage for most workers in each nation.

240. Employers in the U.S. started offering health insurance as a fringe benefit to their

employees during World War II as a way of getting around the wage controls that were in

effect then.

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AACSB: Knowledge Application

A c c e s s i b i l i t y : Keyboard Navigation

Blooms: Understand

Di f f i c u l t y : 02 Medium

Learning Objective: 24–01 Convey important facts about rising health care costs in the

United States.

Test Bank: II

To pic: The Health Care Industry

241. The prominence of employer-provided health insurance in the U.S. is one major cause

of the overconsumption and rapidly rising costs of health care in the country.

242. The twin problems of health care in the U.S. are the rapidly rising cost of health care

and limited access to health insurance coverage.

243. The recently enacted health care reform package (the Patient Protection and

Affordable Care Act) focuses solely on controlling health care costs.

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Blooms: Understand

Di f f i c u l t y : 02 Medium

Learning Objective: 24–01 Convey important facts about rising health care costs in the

United States.

Test Bank: II

To pic: The Health Care Industry

244. Medicare is the nationwide federal health care program available to Social Security

beneficiaries and the disabled.

245. Health care expenditures as a percentage of GDP are lower in the United States than in

Germany, France, or Canada.

246. In recent decades, health care expenditures in the U.S. have been rising in absolute

terms, but falling as a percentage of GDP.

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Learning Objective: 24–01 Convey important facts about rising health care costs in the

United States.

Test Bank: II

To pic: The Health Care Industry

247. Rising health care costs have contributed to slower growth in real wages of workers.

248. The increasing use of part-time and temporary workers can partly be blamed on the

rising health care costs to employers.

249. Some low-income workers are not covered by Medicaid because of the income that

they are earning from their jobs.

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250. U.S. hospitals provide a significant amount of uncompensated, or “free,” health care

every year to the uninsured poor who are rushed in for emergency or critical care.

251. The fee-for-service arrangement for paying doctors is one way to reduce health care

costs.

252. “Defensive medicine” means the same thing as “preventive medicine.”

253. The asymmetric information problem in health care implies that the demand for health

care is a “supplier-induced demand.“

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TRUE

254. The moral hazard problem created by health insurance induces consumers to

underconsume health care.

255. Health insurance induces consumers to adopt less prevention and overconsumption of

health care.

256. The provision of health insurance leads to a deadweight loss due to an overallocation

of resources to health care.

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AACSB: Knowledge Application

A c c e s s i b i l i t y : Keyboard Navigation

Blooms: Remember

Difficulty: 01 Easy

Learning Objective: 24–04 List the demand and supply factors explaining rising health

care costs.

Test Bank: II

To pic: Why the Rapid Rise in Costs?

257. Raising deductibles and copayments in health insurance plans is one effective way to

contain health care costs.

258. Managed-care organizations attempt to control their enrolled members’ use of health

care as a way of containing costs.

259. Health maintenance organizations (HMOs) are like health clubs that operate facilities

where people can exercise and get physical training.

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Blooms: Understand

Di f f i c u l t y : 02 Medium

Learning Objective: 24–05 Describe the cost-containment strategies that rely on altering

the financial incentives facing either patients or health service providers.

Test Bank: II

To pic: Cost Containment: Altering Incentives

260. Health savings accounts enable individuals who have high-deductible private

insurance to place tax-free dollars into special accounts that can be used to pay for medical

expenses.

262. Aside from new taxes, the Patient Protection and Affordable Care Act (PPACA) aims

to generate revenue by enforcing a personal mandate that requires all individuals not

covered by employer- or government-provided health insurance to purchase insurance.

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Blooms: Understand

Di f f i c u l t y : 02 Medium

Learning Objective: 24–06 Summarize the goals of the Patient Protection and Affordable

Care Act and the major changes that it institutes.

Test Bank: II

To pic: The Patient Protection and Affordable Care Act

263. The Patient Protection and Affordable Care Act (PPACA) bans the previous practice

of insurance companies to deny coverage based on preexisting conditions.

264. One way that the Patient Protection and Affordable Care Act (PPACA) hopes to foster

competition among health insurance companies is through so-called insurance exchanges.

265. The Patient Protection and Affordable Care Act (PPACA) sets up so-called insurance

exchanges where consumers can compare various insurance policies that meet certain

government-set standards.

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Di f f i c u l t y : 02 Medium

Learning Objective: 24–06 Summarize the goals of the Patient Protection and Affordable

Care Act and the major changes that it institutes.

Test Bank: II

To pic: The Patient Protection and Affordable Care Act

266. One of the taxes included in the Patient Protection and Affordable Care Act (PPACA)

to generate revenue is a tax on junk food.