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Introduction
UCB has aimed at its core to be a Bank for financial inclusion and in this connection, we opened
10 new branches in 2011 extending network to 115 branches, including AD Branches 25 and 02
Agri, branches. The Bank has 77 ATMs around the country. The Bank is offering full fledged
mobile banking titled `UCB Mobile Money’ through 320 outlets across the country.
The Bank achieved desired objectives regarding Human Resources including preparation of
comprehensive HR Manual, streamlining recruitment, transfer, posting, and promotion Process,
linking rewards to performance, rationalization of corporate hierarchy, and review of
organgram. We recruited fresh as well as experienced bankers with specific skills set after
conducting gap analysis in departments and branches. We also adopted cluster management
process to build leadership at all levels.
Objective
➢ 5 years financial summary
➢ UCB products & service
➢ Loan and Saving Analysis
➢ Balance Sheet
➢ Off Balance Sheet Items
➢ Profit and Loss
➢ Ratio Analysis