July 18, 2017
Two-Step Verification
In an attempt to protect personal data and information from online thieves, many
organizations, such as financial institutions or universities, that store sensitives or confidential
items uses a two-step verification process. With two-step verification, a computer or mobile
device uses two separate methods, one after the next, to verify the identity of a user.
ATMs (automated teller machines) usually require a two-step verification. Users first
insert their ATM card into the ATM (Step 1) and then enter a PIN, or personal identification
number, (Step 2) to access their bank account. If someone steals these cards, the thief must enter
the user’s PIN to access the account (Tanaka).
Another use of two-step verifications requires a mobile phone and a computer or mobile