SALARY ADVANCE UNITED PAYDAY LOANS 1
Business Case: Salary Advance United Ponders its Future
University of Houston – Victoria
School of Business Administration
Emmanuel Quansah, Ph.D.
Class.
SALARY ADVANCE UNITED PAYDAY LOANS 2
Executive Summary
The current paper reviews the case scenario of Salary Advance United. The paper
provides an evaluation of the ethics of Salary Advance United payday loan service. The paper
also describes the ethics of two alternative strategies mentioned that Salary Advance United
can use to avoid state relegation. Besides, the paper recommends how the CEO of Salary
Advance United can make the organization’s business model ethical to avoid being attacked
by politicians. The paper suggests that lenders should focus on giving borrowers enough
information to make an informed decision, reducing the number one can borrow, charging
low-interest rates, and giving borrowers enough time to repay. Further implications for
practice and recommendations for change are discussed in the paper.
Ethics of Salary Advance United Pay Day Loans
The payday loan business is unethical but a necessary evil for lender organizations
