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Risk of personal information leak
The last reason why people should avoid using credit cards is the problem of
personal information leakage.
+ Insufficient payment security
• System
Although credit cards are now equipped with modern security technologies, the
most common of which is EMV, when paying via POS, it does not require entering
a PIN code and just signs the bill. In particular, the back of the credit card has a
CVV number, thieves can easily duplicate the owner's information through the
Skimming device or install CCTV in unexpected places. As a result, if your credit
card is lost without alerting the card lock provider in a timely manner, the risk of
the money in your account being used by others is unavoidable.
• Negligence of staff
Some observant cardholders can sign the back of the card for easy comparison.
You can see the customer’s signature in the picture of slide. However, in fact, the
majority of the payment staff skip this step. Partly due to subjectivity, and partly
