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RE Project!
Kaley Swindle !
FI 446!
•Price of house: $199,900 LTV 90% = $179,910!
•Down Payment: $19,900 ($199,900 x10%)!
•Mortgage Calculations: Value $179,910, I= 4.125%, Time = 30 years, Payment= $871.93!
•Insurance: $900/ year, $75 / month!
•Taxes: $2364/ year, $197 / month!
•Auto Loan Payment: $400/ month!
•Credit Card Payment: $140/ month!
•Income: $60,000/ year, $5,000/ month !
•Housing Expense Ratio: 22.88%= (871.93 + 75 + 197)/ 5,000!
•Debt Ratio: 33.68%= (871.93 + 75 + 197+ 400 + 140)/ 5,000!
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