OBAMACARE IS NOT THE ANSWER 1
Obamacare is not the Answer
The economic of healthcare particularly the cost of healthcare that is the consumer began
to show its ugly head when Obamacare was passed in 2010 it was supposed to make healthcare
affordable for everyone but that is not the case. “President Obama has repeatedly claimed that he
is “going to keep on fighting for what matters to middle-class families.” (Senger, 2012) What the
middle class and what President Obama is “fighting” is two different fights. The affordable
healthcare act projected that an 11 million people that could now afford healthcare and will be
able to get healthcare. There was a lot of questions that were not answered and was not thought
of until Obamacare started. There was a lot of insurance options that were not there before and
cost seem to be reasonable, but how was the coverage for consumers and their family? There
were even some cost-sharing subsidies that should help out financially. The plan sounded great if
you qualified for the help, but that was not the case. What was not seen was the overprices plans
that were being shown the middle-class, and the lack of cost-sharing subsidies that did not help ”
a single person earning $30,000, a couple earning $40,000, and a family-of-four earning just over
$60,000 receive no cost-sharing subsidies.” (Barrasso, 2015) Obamacare is a broken system that
needs to be scrapped and something else needs to be put into place.
Obamacare gave coverage to people that would not be able to afford insurance, but the
coverage was no better than Medicaid stander products. Having Medicaid coverage is not a
coverage most Americans want to begin with because the lack of providers that will accept the
small amount of payment from the Medicaid products. The reality began to set in for consumers
that have Medicaid began to see the physicians that they are used to see were not taking their
plan. “55% of doctors already refuse new Medicaid patients. According to the HSC Health
Tracking Physician Survey, 2008, the percentage of doctors that refuse new Medicaid patients
OBAMACARE IS NOT THE ANSWER 2
dwarf by about 8 to 10 times the percentage that refuses new private insurance patients.” (Altas,
2015) Providers had to limit the amount of Medicaid patients because of the low payments from
Medicaid products and also the contracts that providers have with Medicaid products the
provider can not balance bill for anything that Medicaid doesn’t cover or doesn’t pay in full.
Medicaid products started to squeeze the physician. The physicians started to overbook
themselves with outrageous numbers of patients in a fifteen-minute visit slot. The physicians
knew they would not get to see all of them in time, but at least it would help their bottom lines
