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Business 43, Personal Financial Planning

Fall 2017, CRN 22647, Section EN1

COURSE SYLLABUS

Instructor: Stanley Hom

E-mail: shom@chabotcollege.edu

Office: C400 Room 454-J, Wednesdays 6 PM to 7 PM, Contact for appointment

Blackboard: https://clpccd.blackboard.com/

Catalog Description:

Focuses on the time value of money, budgeting, use of credit, investing, taxation of personal

income and assets, types of insurance and risk management, health care planning, investing,

and retirement planning.

Expected Outcomes for Students:

Upon completion of the course, the student should be able to:

1. relate interest rates to credit cost;

2. describe the proper use of credit;

3. create an individual and family budget;

4. establish an individual investment plan;

5. define the major types of insurance;

6. contrast various classes of investments;

7. discuss advantages/disadvantages of renting versus owning a home;

8. describe how income and other forms of taxation affect financial plans

9. demonstrate knowledge of major financial planning terms

Course Content:

 Chapter 1 – Understanding Personal Finance

 Chapter 3 – Financial Statements, Tools, and Budgets

 Chapter 4 – Managing Income Taxes

 Chapter 5 – Managing Checking and Savings Accounts

 Chapter 6 – Building and Maintaining Good Credit

 Chapter 7 – Credit Cards and Consumer Loans

 Chapter 8 – Vehicle and Other Major Purchases

 Chapter 9 – Obtaining Affordable Housing

 Chapter 10 – Managing Property and Liability Risk

 Chapter 11 – Planning for Health Care Expenses

 Chapter 13 – Investment Fundamentals

 Chapter 14 – Investing in Stocks and Bonds

 Chapter 15 – Mutual and Exchange Traded Funds

 Chapter 17 – Retirement and Estate Planning

Course Textbook and Materials:

You can purchase in a bundle the course textbook and Cengage MindTap access code to the

course materials including e-book on campus or online at Chabot’s Bookstore. Cengage

MindTap is designed to help you master the material through e-book, interactive videos,

animations, and activities. At a minimum, you will need to purchase the Cengage MindTap

access code to the course materials and e-book if you choose to forego acquiring the actual

softbound textbook. Be sure to see the specific instructions on how to access this MindTap

course attached as the last page of this document where you will also find different options to

pay for access to MindTap including a free-trial period.

.

 Personal Finance , by E. Thomas Garman and Raymond E. Forgue, Cengage

Learning publishing, 13th Edition 2017, plus LMS Blackboard Integrated for

MindTap Finance access ISBN 9781337587891 (softbound textbook and MindTap

access code bundle available at Chabot bookstore) , or

 MindTap Finance – Instant access code for Garman/Forgue’s Personal Finance¸13th

Edition, ISBN 9781305502710. The MindTap access code gives you access for the

semester to the e-book, online resources, exams and assignments for this course and

can be purchased online.

Course Related Links:

http://www.cengage.com (Textbook website)

Grading:

This course will be graded according to the standards listed below.

50 % Exams:

Exams will consist of a series of short Quizzes occurring in each of the

covered chapters and the Apply What You Have Learned (“Apply”)