Discretionary benefits are benefits that are offered by employers by their own choice to
attract and to retain good employees. Discretionary benefits are categorized as protection plans,
pay for time not worked, and services.
Protection Plans:
Protection plans promote health, guard against loss of income, and provide family
benefits.
Health Care Plans:
Employer paid health care insurance is a major incentive, but a costly one for attracting
and keeping key employees. As the cost of health care rises along with health insurance
premiums, employees are looking for employers to pay or help pay this cost for themselves as
well as for their families.