FINANCIAL PLANNING AND WEALTH MANAGEMENT
FINAL REPORT ON
INDIVIDUAL CLIENTS
FINANCIAL HEALTH CHECK-UP
SUBMITTED TO:
SUBMITTED BY:
PROF. D N PANIGRAHI
ANKUL GUPTA
201601239
Client 1: Personal Details
Name
ABC
Age
31
Marital Status
Married
Income
Rs. 1,20,000/- per month
Income growth rate per year
15% p.a.
Expenses (Other Than EMI & Premium Payment)
Rs. 51,500/- per month
Risk- Appetite
Moderate to High
Retirement Age
65
Expected age of Survival
85
Balance Sheet of the Client 1
Asset
Value in Rupee
Liability & Net Worth
Value in Rupee
A) Current Assets
80,000
D) Current Liabilities
4,91,816
Cash
70,000
Auto Loan EMI
1,54,488
Saving
Credit Card EMI
37,740
Checking
Personal Loan EMI
2,04,588
10,000
95,000
B) Intermediate Assets
7,70,000
Vehicle
5,50,000
E)Long Term Liabilities
8,83,184
Furniture
80,000
Personal Property
Auto Loan(48 EMI)
3,45,512
Jewelry
1,40,000
Credit Card Loan(30 EMI)
42,260
Other
Personal Loan(54 EMI)
C) Fixed Assets
33,50,000
3,50,000
10,00,000
Life Insurance
20,00,000
Total Liability
13,75,000
Net worth
28,25,000
Total Assets
42,00,000
Total Liability & Net Worth
42,00,000
