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CBM Assignment
Submitted By:-
Kritika Wadhwa
303/2020
YEAR AXIS BANK HDFC BANK
FY17 14.95% 14.53%
FY18 16.57% 14.72%
FY19 15.84% 16.77%
FY20 17.53% 18.26%
FY21 19.12% 18.51%
Average 16.80% 16.56%
YEAR AXIS BANK HDFC BANK
FY17 10.79 9.655
CAPITAL ADEQUACY RATIO
Debt Equity Ratio
0.00%
5.00%
10.00%
15.00%
20.00%
25.00%
FY17 FY18 FY19 FY20 FY21
CAPITAL ADEQUACY RATIO
AXIS BANK HDFC BANK
10.00
15.00
Debt Equity Ratio
AXIS BANK HDFC BANK
Capital Adequacy ratio is used to analyze the capital
available to support risk associated with assets. As per
BASEL any Bank is required to maintain 8% of Risk
weighted assets. In India, the requirement is 9%. Both
the Banks have managed to maintained the ratio over
the last five years.
The D/E ratio is used to study how much of an organisation's
funding comes from debt or equity. Generally, financing
institutes have higher DE ratios as they take funds directly from
customers. Both the banks have managed to keep a fairly low
and constant ratios where average for HDFC is 9.43 while for
AXIS is 10.85
