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73. To encourage learning and attract the kinds of employees who wish to develop their
knowledge and skills, many organizations offer:
74. Which of the following was created by the Employee Retirement Income Security Act
(ERISA) of 1974?
75. The guarantee that when employees become participants in a pension plan and work a
specified number of years, they will receive a pension at retirement age, regardless of whether
they remained with the employer is referred to as _____.
76. Benefit plans that permit employees to choose the types and amounts of benefits they
want from a set of alternatives are called:
77. A _____ pension plan allows pension benefits for key employees, such as highly paid
managers, to exceed a government-specified share of total pension benefits.
78. How do cafeteria-style plans increase costs for employers?
79. Which of the following is true of the cost of benefits?
80. Which of the following actions help organizations reduce the cost of health care benefits
offered to employees?
81. Which of the following options can be legally adopted by organizations looking to
restructure the workforce to minimize the expense of benefits?
82. Which of the following organizations strictly limits the definition of "independent
contractors," so that employers cannot avoid legal obligations by classifying workers as self-
employed when the organization receives the benefits of a permanent employee?
83. Which one of the following is an advantage of a qualified plan in retirement benefits?
84. Which of the following criteria is an organization required to meet while offering early
retirement incentives?
85. Under the Older Workers Benefit Protection Act of 1990, employers wishing to use early-
retirement waivers must adhere to which of the following guidelines?
86. Under the Americans with Disabilities Act, which of the following employers is most likely
to face legal challenges?
